Does your existing mortgage rate expire on or before 31st October 2023?
- lucygulwell0
- May 4, 2023
- 1 min read

Are you a home owner in Barry and Cardiff and your existing rate expires on or before the 31st oft October 2023? Speaking to our experienced mortgage brokers in south wales is absolutely key in being successful in your mortgage application process 🏡 especially with the ever changing market and recent continuously costs of living increases.
🟠 Is your fixed rate about to expire, or are you currently on the lenders standard variable rate.
🟠 This gives you a great opportunity to review your financial position and find a product that is most suitable to your needs today.
🟠 Your house value may have increased, meaning the loan to value may have decreased, which means you’re eligible for a lower loan to value bracket rate.
🟠 Utilising your property's current equity which may have potentially increased over the years for you to gain some additional borrowing, which can include home improvements, consolidating debts including repaying the help to buy or even to pay for that dream wedding you have always wanted!
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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