Affordability and why using a Mortgage Broker in Barry and Cardiff is so important!

Yes, these figures are actually mind blowing! This is why using our experienced Mortgage Broker in Barry and Cardiff is key to any mortgage application. The man himself Martin Lewis did mention 'Use a Mortgage broker as they're worth their weight in gold'. Do you have a Mortgage Broker, then using us is vital in any process?

Affordability changes have been happening over the last 6 months, frequently in fact there are many of factors that they are changing, cost of living is unfortunately on the rise! You’ve no doubt seen the media talking about mortgages recently, and the changes in interest rates, but one unhappy consequence for some will be the amount they can borrow may well reduce.

With this in mind we are seeing a number of lenders review the way they calculate how much they’ll lend.

If you have spoken to our expert Mortgage Brokers in Barry, South Wales then get in touch right now. Also, if you have obtained a decision in principle lately this may have an affected your decision in principle and you may not be able to lend the amount that was originally agreed. Even if you haven't come through our dedicated Mortgage Brokers in Barry and Cardiff and you have one in place please check with your Mortgage Broker as this has changed recently and could change the amount you borrow!

PLEASE BE AWARE we cannot submit a full application until we have ALL documents we require on file. Preparation is KEY 🔑